A serious car accident can dramatically change your life, leaving you with significant injury and the potential of temporary or permanent disability. If you or a loved one are seriously injured in a Miami car accident, you may be facing months or years of financial and emotional hardship as a result. The last thing you need is the frustration of dealing with insurance companies to get the money you need to get yourself back on your feet. At Zarzaur Law, a Miami car accident lawyer helps victims stand up to the insurance companies and get the compensation they deserve.
- Zarzaur Law is a personal injury law firm dedicated to representing victims of another’s wrongdoing. Our practice is completely dedicated to injury and death cases.
- Our team is led by Joe Zarzaur, a Board Certified Civil Trial Specialist recognized by the Florida Bar and the National Board of Trial Advocacy.
- Our Miami car accident attorneys have significant experience representing clients who have been injured in car accidents across Miami-Dade county.
If you or a loved one have been injured in a car accident, let us help you get the compensation you deserve. We will fight for you and protect your interests. You do not have to worry about the cost of getting justice in your case because we will review your case for free. And, if we take on your case, you pay nothing unless we win. To get started, call (855) 447-3563 or visit our website for your free case review.
Car Insurance Requirements in Florida
Every car owner in Florida is required to carry an insurance policy for personal injury protection (PIP) and property damage liability (PDL). Every car insurance policy must have a minimum of $10,000 in PIP and a minimum of $10,000 in PDL.
The PIP covers 80 percent of all necessary and reasonable medical expenses related to the crash up to $10,000, regardless of who was at fault for the crash. PIP also covers up to 60 percent of lost wages as a result of the crash.
Florida’s No-Fault Insurance
Florida is a no-fault car insurance state. This means that a person who suffers damages from a car crash is entitled to make a claim against their own PIP and PDL policies regardless of who was at fault for the accident.
The objective of the no-fault insurance policy is to avoid delays and suffering associated with insurance companies trying to establish fault before making any payments for the damages suffered by victims of a car crash.
While the no-fault system can make life easier for the parties involved in the accident since they only have to deal with their own insurance company, the system is not without its own challenges. For example, the required policy limit for bodily injury is $10,000. If you suffer damages beyond the $10,000 limit, you will need to look beyond your insurance company to the at-fault driver and any other parties that may be held legally responsible for your damages. This is when it is advisable to seek the help of an experienced Miami car accident attorney. At Zarzaur Law, we have the skill and resources to assist you in getting full recovery for your injuries in a car accident case.
Why You Need a Miami Car Accident Lawyer on Your Side
It is important to remember that neither yours nor the at-fault driver’s insurance company is working to protect your interests. Insurance companies are businesses focused on protecting their bottom line. Whether you are having difficulty with your own insurance company or the at-fault driver’s insurance company, you need someone knowledgeable on your side to protect your legal interests.
You could face difficulty with your insurance company if they find that your medical expenses were not necessary and reasonable. The at-fault driver’s insurance company may also drag their feet conducting their own investigation of the accident and may try to avoid responsibility for your damages by blaming you for the accident. This is when you need to have an experienced team like Zarzaur Law working for you. With our reputation behind you, the other party will know that you are prepared to pursue your claim as aggressively as necessary.
What Happens if the At-Fault Driver is Uninsured?
Although the state requires that every car owner must have PIP and PDL insurance protection, there are many uninsured drivers in Florida. Florida ranks among the top ten states with the highest percentage of uninsured drivers in the United States. If you are in an accident with an uninsured or underinsured driver, you may find yourself in the unfortunate situation of having to bear some of the cost of your damages yourself. This is a very unfair prospect for any person who is suffering from the physical and emotional pain of injuries due to no fault of their own.
If this is the position you find yourself in, you should speak with an experienced car accident attorney who will be able to advise you on your legal options to recover money from the uninsured driver. Your car accident attorney will have the resources to investigate the uninsured driver’s financial position and determine the best legal strategy to hold them financially responsible.
Contact a Miami Car Accident Lawyer at Zarzaur Law for Help
If you or a loved one has been seriously injured in a car accident due to the negligence of others, you need an expert.
Big insurance companies have a whole team of lawyers to prepare for your case and fight you in court.
Our Miami car accident attorneys have the courtroom experience and financial resources to fight the insurance companies involved in your car accident case for as long as it takes to get you the compensation you deserve.
Many lawyers and law firms don’t have the resources to fight a large insurance company or corporation in court. We do. We’ve taken on both and won record-setting compensation for our clients.
If you need a tough, experienced law firm for your car accident case, contact us today.
Contact a Miami Car Accident Lawyer
If you or a loved one have been injured in a car accident, the lawyers at Zarzaur Law are available 24 hours a day, 7 days a week for free consultations. Contact us to speak with one of our experienced Miami car accident lawyers today.
Be confident you have a legal expert on your side.
No Cost, No Fee, Unless We Win
Zarzaur Law is a pure contingency fee law firm. There is NO FEE unless you win. If you don’t collect, we don’t either. Results matter, so make sure to check out our case results as well as our client reviews see what are clients have to say about our firm.
Additional Resources:
- What are the most common car accident injuries?
- Why Video Evidence is Important in Your Car Accident Injury Case.
- Who Pays For My Medical Bills After a Car Accident?
Contact our firm today to request a case review or call today at 855hirejoe for your FREE consultation.