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We have written and spoken at some length about the necessity of purchasing uninsured motorist coverage (UM coverage). The basis for this advice is that most drivers in Florida have only the minimum required insurance. This means that most drivers…

E-bikes and e-scooters are increasingly popular options for commuting, running errands, and recreation. Unfortunately, this rise in popularity has led to a corresponding rise in serious accidents and injuries. At least 119 people died while riding electric scooters or e-bikes…

by Smart Motorist While everyone on the road should (in theory) have a valid driving license, unfortunately, not everybody has the same level of skill behind the wheel. Nobody wants to be involved in a crash, so let’s look at…

All car insurance policies have a “policy limit,” which is the maximum amount the carrier will pay for an accident. In Florida, you cannot seek additional compensation from an insurance company beyond what the at-fault driver’s policy limits state. Insurance…

From year to year, Florida has seen the amount of hit-and-run crashes remain steady, with nearly 25 percent of all crashes involving a hit-and-run. In just the last year, hit-and-run crashes resulted in 266 deaths and over 1,000 serious injuries….

  Somebody recently asked me what I have learned over the course of my career that I wish I would’ve known back then. The Lesson I think one of the biggest things that I’ve learned over the course of my…