What Is the Difference between No-Fault and At-Fault Insurance States?

Whether your insurance policy is governed by a no-fault or an at-fault regime can have a direct and significant impact on how your claim is handled and the possible compensation that you may receive after being injured in an automotive…

Florida Car Insurance 101: Part 6 – Car Wrecks And Rental Cars.

Many Florida car wreck victims assume that if they are caused to be without a car because of someone else’s negligence, they will automatically get a rental car. Many believe that as they are on the scene, someone from the…

Florida Car Insurance 101: Part 4 – Why Does It Matter If You Elect To Purchase Stacked Uninsured Motorist Coverage?

According to the Insurance Information Institute, Florida is the sixth-highest state with the most uninsured drivers, at 20.4 percent. Uninsured (UM) and underinsured (UIM) motorist insurance kicks in to cover the costs of being involved in a car accident when…

Florida Car Insurance 101: Part 3 – Comprehensive Coverage

Comprehensive coverage is important optional coverage that all Florida insureds should consider purchasing. Comprehensive coverage basically covers any damage to your vehicle caused by virtually anything other than a collision with another vehicle. What Does This Insurance Cover? Your comprehensive…

Florida Car Insurance 101: Part 2 – What Is Collision Coverage And Why Is It Important?

So, as we have discussed elsewhere on this site, Florida automobile insurance is not a “package deal”. Apart from the two items required by law, it is more of an a la carte purchase in which you, the consumer, can…

Florida Supreme Court Rules Medicaid Liens Cannot Be Applied To Future Medical Expenses

On July 5, 2018, the Florida Supreme Court issued its ruling in the case of Giraldo v. Agency for Health Care Administration. The case dealt with the federal Medicaid Act, a joint federal-state cooperative program that helps states provide medical…