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Courtesy of Forbes.com Distracted driving is one of the most dangerous behaviors on the road today since it can potentially lead to car accidents.  But what exactly is distracted driving and how does it impact your risks behind the wheel?…

We have written and spoken at some length about the necessity of purchasing uninsured motorist coverage (UM coverage). The basis for this advice is that most drivers in Florida have only the minimum required insurance. This means that most drivers…

E-bikes and e-scooters are increasingly popular options for commuting, running errands, and recreation. Unfortunately, this rise in popularity has led to a corresponding rise in serious accidents and injuries. At least 119 people died while riding electric scooters or e-bikes…

by Smart Motorist While everyone on the road should (in theory) have a valid driving license, unfortunately, not everybody has the same level of skill behind the wheel. Nobody wants to be involved in a crash, so let’s look at…

UPDATED AS OF MARCH 24, 2023 – READ ARTICLE ON NEW LAW PASSED BY GOVERNOR RON DESANTIS – House Bill (HB) 837 The statute of limitations in Florida is a law that restricts how long someone has to sue another…

All car insurance policies have a “policy limit,” which is the maximum amount the carrier will pay for an accident. In Florida, you cannot seek additional compensation from an insurance company beyond what the at-fault driver’s policy limits state. Insurance…