Don’t Think You Need UM Coverage In Florida? Here’s Why You Need It.

We have written and spoken at some length about the necessity of purchasing uninsured motorist coverage (UM coverage). The basis for this advice is that most drivers in Florida have only the minimum required insurance. This means that most drivers…

What Is UM Coverage And Why Is It Important?

It is a common situation for most personal injury lawyers in Florida. A client is seriously injured in a car accident, that was not their fault, and has significant ongoing problems and medical treatment. Perhaps they cannot work or carry…

What Is A Full Coverage Policy In Florida?

In 2023, Florida recorded approximately 400,000 car accidents, highlighting the state’s alarming status as one of the most dangerous places to drive in the country. What is an even bigger concern is that Florida operates as a no-fault state, imposing…

Uber and Door Dash Drivers: Yes! You Must Have Additional Florida Automobile Coverage

Uber drivers have additional insurance requirements in Florida. All drivers who register a motor vehicle in Florida must register for personal car insurance with a minimum of $10,000 in property damage liability (PDL) and personal injury protection (PIP) coverage to comply…

What If The At-Fault Driver Doesn’t Have Enough Coverage? 

A car accident is a scary situation in itself, especially if you have suffered injuries. What can be even more frightening is when the driver who caused the accident is underinsured. How can this be? Why doesn’t the at-fault driver…

Key PIP “No-Fault” Coverage Issues That You Must Know About After A Florida Car Wreck.

What Is Personal Injury Protection (PIP), Or No-Fault Coverage? There are only 13 states in the United States that require every driver to purchase and maintain personal injury protection (PIP) coverage. Florida is one of those 13 states. Florida drivers are…