Tag Archives: Pensacola Personal Injury Attorney

Is There a Cap On Personal Injury Damages in Florida?

The amount of money a successful plaintiff receives in a personal injury lawsuit is often referred to as “damages.” In most states, and in most kinds of personal injury cases, a jury is usually free to award whatever amount they think appropriate.

The state of Florida imposes no caps on compensatory damages. Plaintiffs do, however, need to fully document any damages they might be claiming.

Florida Damage Caps (Personal Injury Cases)

Economic Damages (medical bills, lost wages, etc) – no Limit

Non-Economic Damages (pain & suffering, mental anguish, etc) – No Limit

Punitive Damages (awards to punish seriously unethical or bad behavior) – 3x the amount of compensatory damages (financial losses: loss of wages, medical bills, etc) or $500,000, whichever is greater.

An economic damage award seeks to make a victim whole again by restoring him or her to the financial state he or she enjoyed prior to the accident. Florida does not place any caps on economic damages, allowing a plaintiff to recover the full value of his or her monetized losses.

Although Florida used to have a cap on noneconomic damages for medical malpractice claims, as of 2017, the Florida Supreme Court ruled this cap unconstitutional and unfair for victims.

What Are Personal Injury Damage Caps?

Damage caps are laws that place a maximum on the amount of financial compensation available for an accident victim’s losses. Once an award reaches this cap, the victim cannot recover any further compensation, even if a jury awarded an amount that exceeds the state’s cap.

The purpose of a damage cap is to discourage frivolous or fraudulent personal injury claims. Limiting the number of damages available may dissuade someone from bringing a claim solely to pursue a large award.

Damage caps can also protect a community by limiting an entity’s financial liability, such as the government or a health care center. For this reason, damage caps in different states are most common in medical malpractice claims.

Damage Caps in Florida

Is There a Cap On Personal Injury Damages in FLIn Florida, you can recover three types of damages after suffering a personal injury. These are economic, non-economic, and punitive damages. Economic and non-economic damages are compensatory damages, whereas punitive damages are non-compensatory damages. Punitive damages are awarded to punish the defendant and thus are rarely awarded in personal injury cases. Examples of economic damages include medical expenses and lost wages. Examples of non-economic damages include loss of enjoyment of life, mental anguish, and pain and suffering.

Florida doesn’t place any caps on economic damages. Therefore, after a Florida accident, you can recover the full value of your monetized losses. However, you need to prove all the economic damages you are claiming before you can be fully compensated. That is why you need to document all your damages after an accident. For example, ensure you record all your medical expenses after an accident.

There are also no caps on non-economic damages in Florida in all personal injury cases. Although state law still includes a cap on non-economic damages for medical malpractice cases, that cap no longer exists. In 2017, the state’s courts ruled against that cap.

Punitive Damages In Florida

In Florida, the only damage caps in place are the ones on punitive damages. The following is a look at how Florida limits the amount of money that can be awarded as punishment for wrongdoing;

  • If it is determined that a wrongful act was motivated solely by unreasonable financial gain and the wrongdoer knew about the injuries that their actions resulted in, the amount of the punitive damages should not be four times the amount of compensatory damages awarded or exceed $2 million.
  • If it is determined that the defendant had the motive to inflict harm on the plaintiff and the actions of the defendant did, in fact, cause harm to the plaintiff, there is no restriction on the punitive damages to be awarded.
  • In all other situations, the amount of the punitive damages should be the greater of three times the amount of compensatory damages awarded or $500,000.

WATCH OUR YOUTUBE VIDEO ON THIS TOPIC >

Joe Zarzaur is a Board Certified Civil Trial Lawyer whose firm has been promoting community safety since 2007. AT ZARZAUR LAW, WE PRACTICE IN THE FOLLOWING AREAS: SERIOUS PERSONAL INJURY, PRODUCT DEFECT, AUTO ACCIDENTS, CYCLING ACCIDENTS, MOTOR VEHICLE ACCIDENTS, PRODUCT LIABILITY, WRONGFUL DEATH, COMMUNITY SAFETY, BOAT, AND JET SKI ACCIDENTS, AND SLIP AND FALL. Licensed in Alabama and Florida.

If you’ve been injured by the negligence of another it’s important that you don’t make any rash decisions. Put yourself in the best possible position to receive the justice you deserve. It is also important to consult with a Board-Certified Trial Lawyer who has the knowledge and experience to help you. We know accidents can be stressful, and we want to make the process as easy as possible for you.

Call Zarzaur Law, P.A. today at (855) Hire-Joe for a free legal consultation or visit www.zarzaurlaw.com.

Sources:

https://www.alllaw.com/articles/nolo/personal-injury/damage-caps-limits-compensation.html

Zarzaur Law To Be Premier Sponsor of the 2023 Pensacon Adult and Kids Costume Contests.

Zarzaur Law will once again be the premier sponsor of the Pensacon Weekend Adult and Kids Costume Contests, with $5,000 in prize money.

Zarzaur Law, in partnership with Pensacola Pensacon, is excited to announce the 2023 Zarzaur Law Adult and Kids Costume Contests with $5,000 in cash prizes up for grabs. The contests are a part of the full Pensacola Comic Con weekend.

Adult Costume Contest

The “Zarzaur Law Adult Costume Contest” (for ages 13 and older) will take place on Saturday, February 25, at 7 p.m. (doors open at 6 p.m.) at Phineas Phogg’s inside Seville Quarter. Along with cash prizes, there will be prizes in multiple categories and custom trophies.

You can check out some of the most exciting and elaborate costumes of Pensacon during the Zarzaur Law Adult Costume Contest. Cosplayers showcase their creations before a panel of experts and celebrity judges in competition for exciting prizes. The special celebrity contest emcee will be “Mystery Science Theater 3000” star Jonah Ray!

Anyone with a VIP or weekend pass or a Saturday admission wristband will be admitted to Seville Quarter. Those younger than age 21 must be accompanied by a parent or adult guardian. All attendees younger than age 21 will be asked to clear the facility at 10 p.m.

For those not attending Pensacon, admission will also be included with your paid admission to Seville Quarter.

Kids Costume Contest

The “Zarzaur Law Kids Costume Contest” (ages 12 and under) will take place on Sunday, February 26 at 12 p.m. in Poseidon’s Bay at the Pensacola Bay Center. The contest will award cash prizes as well as a gift for each child participating in costume.

Pensacon will be celebrating its 10-year anniversary February 24-26. Pensacon is the Gulf Coast’s premier pop culture convention, celebrating the worlds of science fiction, fantasy, horror, comic books, cosplay, animation, video games, books, and much, much more.

 

Three-Day Pop Culture Event

The three-day event draws tens of thousands to downtown Pensacola and takes place across multiple venues, including the Pensacola Bay Center, Pensacola Cultural Center, Rex Theatre, Pensacola Museum of Commerce, and other locations.

What To Expect At Pensacon

Attendees can meet dozens of celebrity guests; browse and purchase pop culture collectibles on the vendor floor; sit in on interactive panels with actors, artists, authors, and other creators; learn in informational workshops; enjoy live entertainment and film screenings; participate in family-friendly activities in Poseidon’s Bay; cosplay and enter costume contests; socialize with fellow fans; and much, much more.

Visit pensacon.com for complete guest lists, ticketing, and more information.

To sign up for the Pensacon adult and kids costume contests, visit https://pensacon.com/events/adult-costume-contest

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About Zarzaur Law, P.A.

Joe Zarzaur is a Board-Certified Civil Trial Attorney whose firm is dedicated to promoting community safety since2007. OUR AREAS OF PRACTICE: Serious Personal Injury, Product Defect, Auto Accidents, Cycling Accidents, MedicalMalpractice, Motor Vehicle Accidents, Products Liability, Wrongful Death, Boat and Jet Ski Accidents, Slip and FallInjuries, and more. Licensed in Alabama and Florida. www.zarzaurlaw.com

 

About Pensacon

Pensacon was founded in 2013. Pensacon is the premiere comic book and pop culture convention serving Pensacola and the Gulf Coast.

Mission Statement – To create the best multi-genre convention that is unique to the Pensacola community and that is a safe and welcoming environment for all types of fans.

Vision Statement – Pensacon strives to be all inclusive by seeking out popular artists, actors, writers, and creators that all contribute to their respective fandom and allow fans to interact with them as well as to create events that cater to all types of fans. Pensacon creates a safe environment for all types of fandoms to express themselves, free from bullying or harassment. Pensacon provides a place for fans to form a community in which they have the best experience possible. Pensacon endeavors to be a unique event in Pensacola by reaching out to the local community to create an environment that we would never be able to achieve by ourselves.

How Do Medical Liens Affect Your Personal Injury Case?

So, you’re involved in a car wreck or you have some type of traumatic injury that is due to the fault of another person or business, and you end up pursuing a personal injury case. 

Whether the case goes to court or not, and most of them don’t and are settled out of court, you may think that the only things that matter are what you owe the law firm in fees, which is usually one-third, and then what you receive. But what some people don’t remember is that there is usually also some type of medical bill issue that has to be dealt with.

What Is A Settlement Lien?

Many people are surprised to learn that in certain situations, the state and federal governments, health insurance companies, and hospitals can assert a claim against your personal injury settlement.

When you have been the victim of an accident and have filed a personal injury lawsuit to recover the cost of medical bills, the people who paid for these medical costs may be able to file a medical lien against your settlement proceeds. 

A LIEN IS A DEMAND FOR REPAYMENT THAT MAY BE PLACED AGAINST THE SETTLEMENT OF YOUR PERSONAL INJURY CASE.

Subrogation: If You Have Health Insurance.

If you have health insurance, then your health insurance has a legal right to reimbursement called subrogation that has to be satisfied before your case can be closed. The extent and strength of the subrogation claim depends upon the language used in the policy. Some states strictly prohibit an insurance company from placing a subrogation clause in a health insurance policy, so you should check the laws in your state.

Lien Agreement: If You Don’t Have Health Insurance.

If a client does not have health insurance, a healthcare provider will often require a lien agreement prior to providing treatment to guarantee payment for their services. When this occurs, the healthcare provider will often assert a lien on a personal injury case to ensure reimbursement once the case is resolved.

1) The most common lien deducted from a personal injury settlement is to the client’s health insurance provider.

2) Most health insurance contracts provide for reimbursement if a client receives compensation for an injury for which the insurer paid for treatment.

3) Lawyers must honor these liens but can take action to reduce them for you.

What Is A Medical Lien?

Hospitals and other healthcare facilities in the state of Florida are required to provide care for individuals who need it but cannot pay immediately. If the outstanding costs are not paid, the healthcare facility will be legally allowed to retrieve the funds from your personal injury settlement by issuing a medical lien.

Accurate Medical Documentation Is Important Before Settling Your Injury Case.

This is why it is important that you  keep copies of all medical documentation, including bills, health reports, travel expenses (to and from medical appointments), and other expenses related to your injury. Your lawyer can help you calculate all of your damages so that you can seek a fair amount of compensation, while also helping you manage your liens.

What About Government Health Care?

The general rule is that if the government paid for any portion of your medical care, they have a right to get paid back if you later recover money for your injuries from another party. Depending on the specific type of government program, some government agencies, (Medicare and Medicaid Liens, Veteran’s Administration) have different rights when it comes to placing a lien against your settlement. Some entities have the right to recover a portion of the proceeds from your personal injury lawsuit.

All of that is handled by the law firm that receives the fee, in this case, our firm. So when you’re involved in an accident and you’re considering what you may settle your case for, it’s always important that you pay attention.

If they are legally enforceable, rights to reimbursement by the medical providers. You have to consider those when you’re considering what you’re going to pocket from your injury case.

Negotiating Medical Liens

Medical liens are negotiable. This means an experienced personal injury firm like Zarzaur Law, P.A., can negotiate with the insurance company to reduce the subrogation lien for less than the amount it spent on your behalf. An agreement on a reduced lien means you’ll receive a larger settlement at the end of your case.

It’s often a good idea to have an experienced attorney negotiate on your behalf. Skilled injury lawyers negotiate medical (subrogation) liens regularly.

An experienced accident attorney, like Joe Zarzaur, also knows the subrogation lien laws and how to protect your rights.

Watch Our YouTube Video On This Topic >

Joe Zarzaur is a Board Certified Civil Trial Attorney whose firm is dedicated to promoting community safety since 2007. ZARZAUR LAW’S AREAS OF PRACTICE: Serious Personal Injury, Product Defect, Auto Accidents, Cycling Accidents, Motor Vehicle Accidents, Products Liability, Wrongful Death, Community Safety, Boat and Jet Ski Accidents, Slip and Fall Injuries, and more. Licensed in Alabama and Florida.

It is also important to consult with a Board Certified Trial lawyer who has the knowledge and experience to help you. If you’ve been the victim of an accident, it’s important that you don’t make any rash decisions. Put yourself in the best possible position to receive the justice you deserve. Consult with an experienced accident  lawyer who has the knowledge and credentials to help you. We know accidents can be stressful and want to make the process as easy as possible for you. Call Zarzaur Law, P.A. today at (855) Hire-Joe, or by requesting a free case review through our website. Offices in Pensacola, Destin and Miami.

Sources:

https://www.law.cornell.edu/wex/subrogation

https://www.enjuris.com/personal-injury-law/subrogation-claims.html

https://www.avvo.com/legal-guides/ugc/what-is-subrogation-and-how-does-it-affect-my-car-accident-case-

http://www.leg.state.fl.us/Statutes/index.cfm?App_mode=Display_Statute&Search_String=&URL=0600-0699/0641/Sections/0641.315.html

New Florida Laws Going Into Effect On New Year’s Day – Including Toll Relief And Miya’s Law.

Several new laws in Florida are set to take effect on New Year’s Day 2023. These new laws will focus on issues like newborn health care, disaster assistance, tenant protection, disaster relief, and one that will be well received by many Florida drivers – toll relief.

For many Florida drivers, especially those who travel toll bridges in South Florida and the Florida Panhandle, the Florida Toll Relief Program will save Florida electronic toll customers money.

TOLL RELIEF FOR COMMUTERS (SB 6-A)

During a special session, lawmakers approved a measure (SB 6-A) that grants 50 percent credits to motorists who record 35 or more toll road trips in a month. The program will last a year, with lawmakers agreeing to spend $500 million to help toll agencies make up for lost revenue.

Learn more and find out which Florida Tolls are a part of the program – https://floridasturnpike.com/tollrelief/

Florida commuters who use a transponder (like SunPass) will get toll rebates in 2023 under a bill signed into law by Republican Gov. Ron DeSantis. On the bill, commuters are credited with 50% of their toll if their transponder is used at least 35 times a month.

ADDITIONAL FLORIDA LAWS
THAT GO INTO EFFECT JAN. 1, 2023

LOBBYING RESTRICTIONS FOR PUBLIC OFFICERS (HB 7001 & HB 7003)

New legislation (HB 7001 and HB 7003) will implement a constitutional amendment voters overwhelmingly approved in 2018, taking the two-year time certain officials have to wait to begin lobbying after leaving government posts to be extended to six years. The restrictions apply to lawmakers, heads of state agencies, judges and many local officials.


Also read:
These new Florida laws will go into effect in January 2023

DISASTER RELIEF (SB 4-A)

In response to the devastating 2021 collapse of Surfside’s Champlain Towers South building, lawmakers authorized the provision of property tax rebates if residential properties are rendered uninhabitable for 30 days. During the December special session, lawmakers passed a measure (SB 4-A) to offer similar rebates to homeowners who suffered damage from Hurricane Ian and Hurricane Nicole. Property owners can apply to real estate appraisers in the district between January 1st and April 1st.


LAND PROTECTION

Part of the state budget will free up $300 million in the Department of Agriculture and Consumer Services for land acquisition.

PUBLIC NOTICES (HB 7049) 

Legislators have approved a measure (HB 7049) allowing local governments to publish legal notices on county websites instead of in newspapers. Local governments in counties with fewer than 160,000 residents must first hold public hearings to determine if residents have adequate internet access.

PROPERTY INSURANCE (SB 2-A)

Lawmakers authorized the ending of a controversial practice known as assignment of property insurance benefits during this month’s special session. The practice involves homeowners assigning claims to contractors, who then collect payments from insurers. The prohibition on assigning benefits (SB 2-A) applies to policies issued on or after January 1st.

EMPLOYEE COMPENSATION RATES (HB 7027) 

An 8.4 percent average cut in workers’ compensation rates goes into effect in January, marking the sixth straight year that average rates have fallen.

COURTS OF APPEAL (HB 7027)

Florida’s appellate courts are being reorganized on January 1 under a law (HB 7027) that created a 6th Circuit Court of Appeals and changed the jurisdictions of the 1st Circuit Circuit Court of Appeals, the 2nd Circuit Circuit Court of Appeals and the 5th Circuit Circuit Court of Appeals.

MIYA’S LAW (SB 898)

Legislators passed a measure (SB 898) that requires landlords to conduct background checks on all employees. The bill, titled “Miya’s Law,” came after the death of 19-year-old Miya Marcano, a Valencia College student, who disappeared from her Orlando apartment in September and was found dead a week later. The alleged killer, who later committed suicide, worked as a janitor at Marcano’s condominium.

Miya’s Law: Portions of Florida’s Tenant Protection Act go into effect in the new year

Changes are on the way aimed at making Florida renters safer. Gov. Ron DeSantis signed Senate Bill 898, or “Miya’s Law,” into law this summer, and major portions will go into effect on January 1, 2023.

TEXTBOOK SELECTION (HB 1467)

As part of a broader Education Act (HB 1467), the legislature required that by January 1, a training program must be available for school librarians, media specialists and others involved in the selection of school library materials. The program aims in part to provide access to “age-appropriate materials and library resources”.

 

NEWBORN SCREENINGS (SB 292)

One measure (SB 292) requires hospitals and other licensed birthing facilities to test newborns for congenital cytomegalovirus if the infants fail hearing tests. The virus can cause hearing loss in infants.

 

Joe Zarzaur is a Board Certified Civil Trial Lawyer whose firm has been promoting community safety since 2007. AT ZARZAUR LAW, WE PRACTICE IN THE FOLLOWING AREAS: SERIOUS PERSONAL INJURY, PRODUCT DEFECT, AUTOACCIDENTS, CYCLING ACCIDENTS, MOTOR VEHICLE ACCIDENTS, PRODUCT LIABILITY, WRONGFUL DEATH, COMMUNITY SAFETY, BOAT AND JET SKI ACCIDENTS, SLIP AND FALL. Licensed in Alabama and Florida.

If you’ve been injured in a car accident, it’s important that you don’t make any rash decisions. Put yourself in the best possible position to receive the justice you deserve. It is also important to consult with a Board-Certified Trial Lawyer who has the knowledge and experience to help you. We know accidents can be stressful, and we want to make the process as easy as possible for you.

Call Zarzaur Law, P.A. today at (855) Hire-Joe for a free legal consultation or visit www.zarzaurlaw.com.

If you or a loved one is injured in a car wreck while “on the job” feel free to reach out to our firm for a free consultation at zarzaurlaw.com or 855HireJoe.

Sources:
http://laws.flrules.org/

Surviving Florida’s Hectic Highways This Holiday Season! 

Hectic Florida RoadsNearly 6.3 million Floridians are expected to hit the road this holiday season. Drivers could see travel times increase by 25% around major cities.

It would be an understatement to say that everyone is looking forward to Christmas 2022! After nearly two years of being stuck at home due to the pandemic, more people are taking to the roads and traveling this Christmas season. 

While driving on the open roads towards your holiday destination can bring you joy, it can also bring a lot of aggravation and accidents. Roads can get slippery, drivers can be careless, and anything can happen!

The most congested day before Christmas will be Friday, Dec. 23. The single busiest travel day of the season — which includes New Year’s Eve — will be Tuesday, Dec. 27.

According to the FLHSMV, in Dec. 2021, there were 35,859 crashes on Florida roadways that took the lives of 325 people and injured 1,524.

 

If you plan to get your festive on or are traveling throughout Florida, you should follow these driving safety tips.

Hectic Florida Roads

 

Holiday Trip Tips:

Make sure all passengers are buckled up at all times.
Children should be in the proper child restraint seats at all times; more information can be found at flhsmv.gov/childsafety.

Be aware of changing speed limits.
The limit in Florida will never be higher than 70 mph.

Put it down and focus on driving.
Keep your hands on the wheel, your eyes on the road, and your mind on driving. Let your co-pilot help you navigate or change the music.

Don’t drive while drowsy.
Take a break every 100 miles or two hours. Use the buddy system and switch drivers.

Move over for emergency and service vehicles that have stopped.
It’s the law!

Write down important phone numbers.
Keep important numbers in your car in case your cell phone battery dies, and you don’t have a way to charge it.

If you need to pull over:
Stop in a safe place, out of the roadway, and away from traffic.

Turn on your emergency flashers.
If you have emergency roadway flares in your trunk, position them conspicuously.

If a motorist stops to render assistance, it’s better to remain in the car and ask them to get help.
Likewise, if you see a stranded motorist, it’s better not to stop. Notify law enforcement by calling *FHP (*347).

What Should You Do If You Are In A Florida Car Accident?

1. Call the police and file a report.
2. Swap information (including any insurance information they may have).
3. Gather details.
4. Take pictures/video
5. Gather the contact information of any witnesses.
6. Seek medical care immediately for any injuries, no matter how minor you think they might be.

GET MORE HELPFUL INFORMATION ON WHAT TO DO AFTER AN ACCIDENT HERE AT OUR “Car Wreck Checklist” >

Joe Zarzaur is a Board Certified Civil Trial Lawyer whose firm has been promoting community safety since 2007. AT ZARZAUR LAW, WE PRACTICE IN THE FOLLOWING AREAS: SERIOUS PERSONAL INJURY, PRODUCT DEFECT, AUTO ACCIDENTS, CYCLING ACCIDENTS, MOTOR VEHICLE ACCIDENTS, PRODUCT LIABILITY, WRONGFUL DEATH, COMMUNITY SAFETY, BOAT, AND JET SKI ACCIDENTS, AND SLIP AND FALL. Licensed in Alabama and Florida.

If you’ve been injured in a car accident, it’s important that you don’t make any rash decisions. Put yourself in the best possible position to receive the justice you deserve. It is also important to consult with a Board-Certified Trial Lawyer who has the knowledge and experience to help you. We know accidents can be stressful, and we want to make the process as easy as possible for you.

Call Zarzaur Law, P.A. today at (855) Hire-Joe for a free legal consultation or visit www.zarzaurlaw.com.

If you or a loved one is injured in a car wreck while “on the job” feel free to reach out to our firm for a free consultation at zarzaurlaw.com or 855HireJoe.

Sources:
https://www.flhsmv.gov/safety-center/driving-safety/holidaytravel/holiday-safety/

 

What If The At-Fault Driver Doesn’t Have Enough Coverage? 

A car accident is a scary situation in itself, especially if you have suffered injuries. What can be even more frightening is when the driver who caused the accident is underinsured. How can this be? Why doesn’t the at-fault driver doesn’t have enough auto insurance to cover your injury claim?

Unfortunately, in Florida, a licensed driver is NOT required to carry bodily injury liability insurance (BI coverage). Because of a strong insurance lobby, the Florida legislature has not seen the need to require drivers to carry insurance to compensate others for an injury. In fact, only Florida and New Hampshire have this situation.

When this happens, an experienced auto accident lawyer will ask if you or someone in your household has Uninsured or Underinsured Motorist (UM) coverage. Hopefully, they (as well as you) will have this critical coverage.

What Is Underinsured Motorist (UIM) Coverage?

Underinsured motorist coverage provides the same protection when there is a deficiency in the liability coverage. In other words, if your injuries are worth more than the coverage of the person who caused them, you can recover the difference. The purpose of this coverage is to allow an insured the same coverage that would have been available if the negligent driver had liability coverage equal to the insured.

So What Does This Mean In Real Life?

Under Florida law, if you purchase liability coverage, the insurance company must also offer you UM/UIM coverage in the same amount. A potential buyer can turn that down, or buy lower limits of coverage, and many do. That’s why they are surprised when it turns out they don’t have “full coverage.” The bottom line is that if you drive in Florida, there are a lot of drivers with no liability coverage or little liability coverage.

In Florida, Auto Insurance Is Required.

Driving without auto insurance can lead to all sorts of problems. Florida drivers must always have the minimum required car insurance. The minimum car insurance requirement in Florida is $10,000 for personal injury protection (PIP) and $10,000 for property damage liability (PDL).

If you drive without auto insurance in Florida, you should be aware of all of the unpleasant consequences you may face if you are caught by law enforcement or involved in an auto accident.

Examples include license suspension, license plate confiscation, and even potential criminal charges. If you want to protect yourself from these awful scenarios, you need to make sure that you always have auto insurance coverage, plain and simple.

You need to buy UM/UIM coverage to protect you and your family from these drivers.

Unfortunately, about 13 percent of drivers do not carry auto insurance, even though they drive regularly.

Do You Know What To Do After An Accident With An Uninsured Motorist?

underinsured motoristFollowing a car accident, many victims, especially those with injuries like spinal cord damage or traumatic brain injuries, have substantial medical bills to worry about. Not only that, their injuries may also prevent them from returning to work and generating the income they need to pay those bills.

If you have been injured in a car accident involving an underinsured motorist, and you have UIM or UM coverage, your personal injury lawyer can file a claim with your insurance company to compensate you for the harm you have suffered. Some damages that may be available for you to claim include:

Medical Bills – If you have been hit and have suffered injuries in an accident, you can make a claim to cover the costs of any medical bills resulting from these injuries. This can include bills for hospital appointments, transport to and from these appointments, and any future medical expenses you incur as a result.

Lost Wages – Your uninsured motorist coverage covers any financial losses you’ve suffered as a result of the accident, including lost wages. This can include any potential future earnings you would have made.

Pain and Suffering – If you have UM coverage, you may be able to recover compensation for any pain and suffering as a result of the collision. In order to receive these damages, you must prove that your injuries meet a “permanent injury threshold,” as provided under Florida Statute 627.737.

Wrongful Death – A lawyer can help you file a wrongful death claim under your uninsured motorist coverage to recover compensation for funeral costs and a loss of consortium.

What Steps Should You Take Right After An Accident With An Underinsured Motorist?

1. Call the police and file a report
2. Swap information (including any insurance info they may have)
3. Gather details
4. Take pictures
5. Gather contact information of any witnesses

Get more helpful information on what to do after an accident here at our
“CAR WRECK CHECKLIST” >

5. Work with a trusted car accident lawyer.
A car accident lawyer, like the team at Zarzaur Law, can offer numerous advantages following an accident, including an accident with an underinsured motorist.

A car accident attorney can:

Provide you with the information you need.
An attorney can review your insurance policies and help you understand the compensation you deserve, investigate the circumstances of the accident to identify potentially liable parties, and give you a better idea of how your claim will proceed, should you choose to file one.

Negotiate with your insurance company.
Your insurance company may make it difficult for you to get the full compensation you need for your injuries, damages to your vehicle, and other financial losses. An attorney can help negotiate with the insurance company or even fight for you in court if needed.

Support you throughout the claim.
In many cases, an attorney can offer vital support that can help you navigate the claim process, obtain the compensation you deserve, and decrease your stress while you focus on your recovery.

Put together a claim for damages on your behalf.
The legal process is often complex, and the dueling interests of insurance companies, attorneys, and liable parties make it extremely difficult for an unrepresented plaintiff to obtain the compensation they actually deserve under the law. By partnering with an experienced car accident attorney, you can maximize your odds of a successful recovery from your injuries.

The laws on UM/UIM vary from state to state, so if you have coverage from another state, you need to let a board certified personal injury specialist review the policy for coverage.

The statute of limitations for making a claim against your UM/UIM coverage is 5 years from the date of injury. Again, this may vary from state to state, but it is very important to seek legal help as soon as possible after the crash or injury.

As you can see, UM/UIM coverage is very important.
In many cases, it may be the only insurance coverage available to protect you and your family if you are injured.

Watch Our YouTube Video On This Topic >

Joe Zarzaur is a Board Certified Civil Trial Attorney whose firm is dedicated to promoting community safety since 2007. ZARZAUR LAW’S AREAS OF PRACTICE: Serious Personal Injury, Product Defect, Auto Accidents, Cycling Accidents, Motor Vehicle Accidents, Products Liability, Wrongful Death, Community Safety, Boat and Jet Ski Accidents, Slip and Fall Injuries, and more. Licensed in Alabama and Florida.

It is also important to consult with a Board Certified Trial lawyer who has the knowledge and experience to help you. We know accidents can be stressful and want to make the process as easy as possible for you. Call Zarzaur Law, P.A. today at (855) Hire-Joe for a free legal consultation or visit www.zarzaurlaw.com.

If you or a loved one is injured in a car wreck while “on the job” feel free to reach out to our firm for a free consultation at zarzaurlaw.com or 855HireJoe.

Sources:

https://www.forbes.com/advisor/car-insurance/uninsured-motorist-coverage/

https://www.nerdwallet.com/article/insurance/uninsured-motorist-property-damage

http://www.leg.state.fl.us/STATUTES/index.cfm?App_mode=Display_Statute&URL=0600-0699/0627/Sections/0627.727.html

https://www.natlawreview.com/article/hit-uninsured-motorist-what-you-should-know

Warning For Users Of The Phillips Mobile Cardiac Outpatient Telemetry.

Sometimes legal theories collide, and more than one theory applies to a set of facts.  This is true when a product combines with medical care to cause death or catastrophic injury. When this happens, there are both considerations for a medical malpractice theory and a product liability theory of recovery.  

Product Liability and Defects

Our firm has experience dealing with complex factual situations that may involve a combination of legal theories. Recently, we were hired by a family whose loved one died after being prescribed a mobile heart monitoring device known as Philips Mobile Cardiac Outpatient Telemetry.   

What Functions Do Mobile Telemetry Monitoring Devices Serve?

For many years, cardiac rhythm monitoring has been used by physicians, most notably cardiologists, to diagnose and treat patients. Traditionally, these were devices fitted to a patient and worn for anywhere between 24 hours and up to 30 days. During that time, the patient would keep a diary of any symptoms they experienced (date, time, description of activity, symptom). At the end of the prescribed duration of monitoring, the patient would submit the diary as a complement to the data that was collected by the device. A physician would then analyze the data side-by-side with the patient’s diary. In this instance, a final assessment would be made after the fact.

Interface Between The Telemetry Leads and Data Sent To The Central Hub

As mobile phone data and Bluetooth transmission capabilities became more commonplace—basic mobile phone plans nearly all carry such a feature—interactivity with many elements of daily life became commonplace. Home security systems, home appliances, electronics, and audiovisual systems, medication administration and monitoring, etc. This has expanded to medical devices such as mobile telemetry monitoring, but with a twist: a patient’s phone serves as the interface between the telemetry leads on the body and then sends that data to a central monitoring hub in real-time.

The Communication Path

The real-time telemetry monitoring is akin to what many understand occurs in a hospital setting in that an admitted patient has wires and stickers adhered to their chest wall, and in the event of an arrhythmia, cardiac pause, or asystole (absence of electrical activity), a technician in the hospital would recognize this and, following facility protocol, activate the emergency response team to assess and tend to the patient. And, like the patient in the diary above, a patient admitted to a hospital may just communicate their symptoms to a member of the care team, at which point a call would be made to the technician to query what the telemetry monitoring revealed at a given time. The obvious difference between the hospital setting and the mobile platform is that a patient with a mobile phone coupled with a cardiac monitoring device is not in a facility. However, the concept remains the same: abnormal heart rhythm is captured and transmitted, a technician recognizes such an abnormal rhythm, the technician communicates that to the prescribing provider, and the prescribing provider then contacts the patient or advises on the next best step.

Phillips Mobile Cardiac Outpatient Telemetry

 

 

 

What If You Have a Dysfunction?

The system works well if all the components are functional. If there is a dysfunctional link anywhere, then the system fails.

Types Of Failure:
1. One such component would be if the patient was out of mobile phone range (not near a mobile tower, no signal to their phone), then their cardiac data would be collected but not transmitted to the monitoring hub.

2. Another such dysfunctional link would be if a technician recognized an arrhythmia but did not follow through on notifying the prescribing physician.

Continue on with that same logic, and it makes sense that any missing component could be detrimental to the purpose of the study (which is why the physician prescribed this in the first place).

Real Time Component

One of the benefits of the newer mobile-based platforms is the real-time component. Physicians and other care providers are best able to intervene in the event of a concerning rhythm disturbance or malignant dysrhythmia.

Necessary Intervention

In a nutshell, the product is designed to function by monitoring the heart rate and rhythm of the patient, and it is programmed to notify the device company representative, who is supposed to then immediately notify the treating physician’s office so that they can intervene if need product Defect Leads to Death

It appears from the information that we have that either the device manufacturer failed to notify the physician’s office or the physician’s office failed to communicate with the patient.  Then we discovered that another patient died from a similar circumstance using a device manufactured by Philips Mobile Cardiac Outpatient Telemetry.  This means that at least two people in the Pensacola area have died while wearing this device that should have prevented them from doing so.

WATCH OUR YOUTUBE VIDEO ON THIS TOPIC, PRESENTED BY JOE ZARZAUR AND DR. EVAN MALONE >

 

If you or a loved one was wearing any cardiac monitoring device manufactured by Philips Mobile Cardiac Outpatient Telemetry and suffered a catastrophic injury or death related to their cardiac condition, you or your family should consider discussing the same with our firm.  You can find us at zarzaurlaw.com or call us at 855HireJoe.

Joe Zarzaur is a Board Certified Civil Trial Attorney whose firm is dedicated to promoting community safety since 2007. ZARZAUR LAW’S AREAS OF PRACTICE: Serious Personal Injury, Product Defect, Auto Accidents, Cycling Accidents, Motor Vehicle Accidents, Products Liability, Wrongful Death, Community Safety, Boat and Jet Ski Accidents, Slip and Fall Injuries, and more. Licensed in Alabama and Florida.

If you’ve been injured due the carelessness of another, it’s important that you don’t make any rash decisions. Put yourself in the best possible position to receive the justice you deserve. It is also important to consult with a Board-Certified Trial Lawyer who has the knowledge and experience to help you. We know accidents can be stressful and want to make the process as easy as possible for you. Call Zarzaur Law, P.A. today at (855) Hire-Joe, or by requesting a free case review through our website.

November Legal Graffiti Event To Benefit Big Brothers Big Sisters Of Northwest Florida.

Our November Legal Graffiti event will be BIG on fun and benefit a lot of LITTLES in our community!

Zarzaur Law’s Legal Graffiti event will be on Friday, Nov. 18 from 5:00 to 9:00 p.m. during Gallery Night Pensacola. This month’s event benefits Big Brothers Big Sisters of Northwest Florida!

Come join us and enjoy FREE games, activities, music, and more at Legal Graffiti… Remember, the more you donate to spray paint, the more we can match dollar for dollar and give to Big Brothers Big Sisters of Northwest Flori

About Big Brothers Big Sisters of Northwest Florida:

November Legal Graffiti Zarzaur LawFor more than 100 years, Big Brothers Big Sisters has operated under the belief that inherent in every child is the ability to succeed and thrive in life. As the nation’s largest donor- and volunteer-supported mentoring network, Big Brothers Big Sisters makes meaningful, monitored matches between adult volunteers and children. We develop positive relationships that have a direct and lasting effect on the lives of young people.

Big Brothers Big Sisters of Northwest Florida has been the area’s leader in one-to-one youth service for 32 years by providing caring, adult mentors to children ages 5 through 18 and beyond. Our mission is to help children reach their potential through professionally supported, positive relationships that ignite the power and promise of youth. Last year, Big Brothers Big Sisters of Northwest Florida served 511 children in Northwest Florida.

Did You Know?

Through an independent study, it was found that children (Littles) have a mentor (Bigs) that they meet with regularly, they are:

More confident of their performance in school

Get along better with their family

1/3 less likely to hit someone

27% less likely to begin using alcohol

52% less likely to skip school

37% less likely to skip a class

And 46% less likely than their peers to start using illegal drugs

Learn more about Big Brothers Big Sisters of Northwest Florida at http://www.bbbsnwfl.org

 

Save the date!! Friday, Nov. 18 – 5-9pm in Downtown Pensacola during Gallery Night!

 

About Zarzaur Law’s “Legal Graffiti” Fundraiser Events

“Legal Graffiti” is an event hosted at Zarzaur Law during each Gallery Night in downtown Pensacola. “Legal Graffiti” is an opportunity for anyone to make a donation and then create artwork on the (recycled billboard vinyl-covered) side of the Zarzaur Law office building using spray paint. The event raises money for non-profits & charities within the area. Donations are matched by the firm and given to the charity of choice. In the past six years of hosting the “Legal Graffiti” event, the firm has donated more than $100,000 to local charities. We are proud and honored to continue to give back to the community where we live, work and play.

November Legal Graffiti
Watch Our “Legal Graffiti” Highlight Video! >

Our “Legal Graffiti” fundraiser recipients include:
Favor House
Gulf Coast Kid’s House
ARC Gateway
The Birthday Party
Project Mentee
American Cancer Society
Big Brothers Big Sisters of NWF
Manna Food Pantries
Pathways for Change
Studer Family Children’s Hospital at Sacred Heart
Autism Pensacola
Rally Pensacola
Guardian ad Litem
Opening Doors NWFL
Alzheimer’s Association
United Way, Escambia County

Watch our “Legal Graffiti” highlight video! >

Joe Zarzaur is a Board Certified Civil Trial Attorney whose firm is dedicated to promoting community safety since 2007. ZARZAUR LAW’S AREAS OF PRACTICE: Serious Personal Injury, Product Defect, Auto Accidents, Cycling Accidents, Motor Vehicle Accidents, Products Liability, Wrongful Death, Community Safety, Boat and Jet Ski Accidents, Slip and Fall Injuries, and more. Licensed in Alabama and Florida.

It is also important to consult with a Board Certified Trial lawyer who has the knowledge and experience to help you. We know accidents can be stressful and want to make the process as easy as possible for you. Call Zarzaur Law, P.A. today at (855) Hire-Joe for a free legal consultation or visit www.zarzaurlaw.com.

If you’ve been the victim of a car accident, it’s important that you don’t make any rash decisions. Put yourself in the best possible position to receive the justice you deserve. It is also important to consult with a Board Certified Trial lawyer who has the knowledge and experience to help you. We know accidents can be stressful and want to make the process as easy as possible for you. Call Zarzaur Law, P.A. today at (855) Hire-Joe, or by requesting a free case review through our website.

#zarzaurlaw #gallerynightpensacola #downtownpensacola #legalgraffiti #spraypaint #community #event #fundraiser #pensacola #bigbrothersbigsisters

Zarzaur Law Files Civil Suit Against Former Youth Pastor and Gulf Breeze United Methodist Church.

PENSACOLA, Fla. (OCTOBER 24, 2022) — Zarzaur Law, P.A., a catastrophic personal injury and wrongful death law firm based in Pensacola, Florida, announced today that the firm’s senior partner and founder, Joe Zarzaur, has filed a lawsuit on behalf of a minor plaintiff in Santa Rosa County against Gulf Breeze United Methodist Church, Alabama-West Florida Conference of the United Methodist Church, Pastor Dan Morris, Executive Pastor Kenneth York, and Youth Pastor Ryan Walsh. 

Zarzaur Law Files Civil Suit pensacola

The suit alleges that Zarzaur Law’s minor client was sent explicit messages on church devices and ultimately sexually assaulted by its Youth Pastor Ryan Walsh. This conduct occurred between October 2019 and February 2020. This month youth Pastor Ryan Walsh pled guilty to lewd and lascivious battery, using a computer to facilitate or solicit the sexual conduct of a child, and giving obscene material to a minor, and was sentenced by Judge Clifton Drake to 15 years in a state penitentiary.

Zarzaur Law Files Civil Suit

The lawsuit alleges that Church and Conference officials negligently hired, trained, and supervised the Youth Pastor and violated its own policies and procedures. The suit alleges that these actions allowed the Youth Pastor to have access to youth in the church community and it permitted him to use all forms of social media (many times on church devices) to communicate with minor children.  The suit describes the disgusting conduct of the youth pastor, including his explicit text messages between himself and the 13-year-old victim.

Joe Zarzaur is a Board-Certified Civil Trial Lawyer and has obtained record jury verdicts in both Escambia and Santa Rosa Counties. He and his firm have recovered more than 4 hundred million dollars for clients over the firm’s 25 years. The firm prides itself in only having Board Certified Civil Trial lawyers as lead lawyers on cases.  Only about 1% of Florida lawyers are board certified in civil trial.  A majority of the lawyers at Zarzaur Law have this certification. Mr. Zarzaur is also rated “AV Preeminent” by Martindale-Hubbell  and earned the status as a Florida Super Lawyer® for several years. 

Download The Complaint Here >Final Complaint

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About Zarzaur Law, P.A.

Joe Zarzaur is a Board Certified Civil Trial Attorney whose firm is dedicated to promoting community safety since 2007. OUR AREAS OF PRACTICE: Serious Personal Injury, Product Defect, Auto Accidents, Cycling Accidents, Medical Malpractice, Motor Vehicle Accidents, Products Liability, Wrongful Death, Boat and Jet Ski Accidents, Slip and Fall Injuries, and more. Licensed in Alabama and Florida. www.zarzaurlaw.com

Offices in Pensacola, Destin, and Miami

National Teen Safe Driver Safety Week Facts That Every Parent Needs To Know.

Courtesy of US Department of Transportation and FLTeenSafeDriver.org

National Teen Driver Safety Week is October 16–22, 2022! The U.S. Department of Transportation’s National Highway Traffic Safety Administration (NHTSA) is teaming up with local organizations to help empower parents to discuss the importance of driving safety with their young drivers.

Whether teens are driving a car, truck, or SUV, and whether they’ve just earned their license or have had it for a few years, the rules of the road stay the same. The greatest dangers for teen drivers are alcohol and other drug use, inconsistent or no seat belt use, distracted driving, speeding, and driving with passengers in the vehicle. 

Review the following information to help teens stay safe behind the wheel.

Be Empowered to Set Driving Rules!

Remember: You’re a parent first. It is your responsibility to protect your adolescents. Use this motivation to keep your teen safer as they start navigating their new role as a driver. 

Remind your teen that driving is a privilege, not a right.
As the parent, you’re in control. If your teen is following the rules of the road, the privilege to drive is theirs. If they aren’t following the rules of the road, they shouldn’t be freely given the keys to the car. 

Have a conversation with your teen driver about driving laws and safe driving habits.
Your desire to keep them safe never fades, so keep the lines of communication open at all times. Believe it or not, your teen is listening, and they depend on you to guide them and be there for them.

Become familiar with your state’s nighttime driving restrictions, passenger restrictions, and all graduated driver licensing (GDL) restrictions in your state.

Surveys show that teens with parents who set and enforce firm rules for driving typically report engaging in fewer risky driving behaviors and being involved in fewer crashes. By knowing and enforcing the laws with your teen, you proactively promote safer driving for all road users. 

The responsibility for safe road behavior is shared: Be a good role model for your teen driver by demonstrating your own safe driving habits. 

Talk to your teen about cell phone use while in the car.
Encourage them to stow their phones while driving, designate a texter or navigator, or pull over before answering phone calls, texting, or engaging with any social media apps. Remind your teen that it’s not acceptable to record themselves or post on social media while driving. 

Know the Facts About Teen Driver Fatalities

Motor vehicle crashes are a leading cause of death for teens (15-18 years old) in the United States.

In 2020, there were 2,276 people killed in crashes involving a teen passenger vehicle driver (15-18 years old), of which 748 deaths were the teen driver. 

Parents: You can be the
the biggest influence on your teen’s choices
when they are behind the wheel.

Take the time to have a conversation about some of the biggest driving risks for teens, including:

Impaired Driving: All teens are too young to legally buy, possess, or consume alcohol. However, nationally, in 2020, 19% of teen passenger vehicle drivers involved in fatal crashes had alcohol in their system. But alcohol isn’t the only substance that can keep your teen from driving safely: Like other drugs, marijuana affects a driver’s ability to react to their surroundings. Driving is a complex task, and marijuana slows reaction time, affecting a driver’s ability to drive safely.

Remind your teen that driving under the influence of any impairing substance — including illicit or prescription drugs, or over-the-counter medication — could have deadly consequences.

It is critical that teen drivers understand that driving impaired can have consequences, that strict penalties may apply, that they may lose their license if they are caught driving impaired, and that they will face additional consequences for breaking rules they agreed to follow when they started driving. 

Seat Belts: Wearing a seat belt is one of the simplest ways for everyone to be safe in a vehicle. Yet too many teens aren’t buckling up. In 2020, 52% of the teen passenger vehicle drivers who died in crashes were unbuckled. Even more troubling, when the teen driver involved in the fatal crash was unbuckled, nine out of 10 of the passengers who died were also unbuckled. 

In 2020, 52% of the
teen passenger vehicle
drivers who died in crashes
were unbuckled.

Distracted Driving: Distractions while driving are more than just risky — they can be deadly. In 2020, among teen passenger vehicle drivers involved in fatal crashes, 7% were reported as distracted at the time of the crash. 

Speeding: In 2020, almost one-third (31%) of all teen drivers of passenger vehicles involved in fatal crashes were speeding at the time of the crash, and males were more likely to be involved in fatal crashes than females.

Passengers: Teen drivers transporting passengers can lead to disastrous consequences. Research shows that the risk of a fatal crash goes up dramatically in direct relation to the number of passengers in a vehicle. The likelihood of teen drivers engaging in risky behavior triples when traveling with multiple passengers.

Remember The Rules Of The Road

1.    Don’t Drive Impaired.

Set a good example by not driving after drinking or consuming marijuana or other impairing substances. Remind your teen that drinking before the age of 21 is illegal, and alcohol and/or marijuana and driving don’t mix, no matter your age.

Also, remind them that driving under the influence of any impairing substance — including illicit, prescription, or over-the-counter drugs — could have deadly consequences.

2.    Buckle Up — Every Trip. Every Time. Everyone — Front Seat and Back. 

Lead by example. If you wear your seat belt every time you’re in the car, your teen is more likely to follow suit. Remind your teen that it’s important to buckle up on every trip, every time, no matter what (both in the front and back seats), even while in taxis or ride-sharing services.

3.    Keep Your Eyes on the Road, Hands on the Wheel, and Mind on the Driving Task. 

teen safe driverRemind your teen about the dangers of texting, dialing, or using mobile apps while driving. Require your young driver to put their phones away and to turn on the “Do Not Disturb” or similar phone features when on the road. Distracted driving isn’t limited to phone use; other passengers, vehicle audio and climate controls, and eating or drinking while driving are all sources of dangerous distractions when full time and attention should be given to driving. Know your state’s law regarding mobile phone and texting while driving restrictions; 49 states ban texting while driving for novice drivers. Parents, take note: These laws aren’t just for teen drivers.

See Distracted Driving Law Chart. If your teen disobeys, enforce the penalties set with your teen before they started driving.

4.    Obey All Posted Speed Limits. 

Speeding is a critical issue for all drivers, especially for teens who lack the experience to react to changing circumstances around their cars. Obey the speed limit and require your teen to do the same.

5. Limit Other Teen Passengers

teen safe driver pensacolaOther teen passengers can present one of the biggest risks for your new teen driver. A study by the AAA Foundation for Safety found that the risk of a crash doubles with one additional teen passenger in the vehicle. Two additional teen passengers can increase the risk of a crash by 158%. Three additional teen passengers can increase the risk of a crash by 207%. The same study found that having at least one passenger aged 35 or older in a [teen-driven] vehicle was associated with a 62% decrease in the risk of a crash. Notably, not all of us have a spare 35-year-old laying around to chaperone each trip your teen driver may make. That’s okay! The easiest thing to do is to enforce limits on the number of teen passengers your new teen driver is allowed to have in the car. By setting clear guidelines and outlining the appropriate behavior for when your teen does have another teen passenger in the car, you can help mitigate their risk of being involved in a passenger distraction crash. Some examples of passenger boundaries can be: no loud music, no dancing or singing; avoiding having emotionally involved or dramatic conversations; no acting wild; all vehicle occupants must be wearing safety belts, etc.

Two additional teen passengers
can increase the risk of a crash by 158%.
Three additional teen passengers can
increase the risk of a crash by 207%

Don’t Call {them} When They’re Driving

Duh, right? It seems like it would be a no-brainer… However, 53% of teens who reported talking on a phone while driving were chatting with their mom or dad, according to a study by the American Psychological Association. One of the best things you can do to avoid this parental faux pas would be to enable location software (such as Google Location Sharing) to help identify when your teen may be driving. Most simply, if you know they are driving, don’t call them! Set a rule with your teen that they must notify you before and after they drive to their destination if they are traveling to places outside of their normal routine. Other driving apps, such as “Life 360,” can even tell you your teen driver’s speed, as well as other important driver metrics*.

*This is not an endorsement of any driver safety app or product, merely a suggestion of tools that the author found helpful for monitoring.

Engage In Safe Driving Conversations Year-Round 

It is never too early, or too often, to discuss safe driving habits with your teen. You may choose to start the conversation during National Teen Driver Safety Week, but don’t be afraid to continue the conversation every day throughout the year. Even if it seems like they’re tuning you out, keep reinforcing these rules. They’re listening—your constant reminders about these powerful messages will get through. 

Get creative!
Having a conversation is just one way to discuss safe driving. You can also write your teen a letter, send email or text reminders, leave sticky note reminders in the car, or use social media to share your messages. 

Get it in writing.
Create a parent-teen driving contract that outlines the rules and consequences for your teen driver. Hang the signed contract in a visible place as a constant reminder of the rules of the road. 

If you and your teen are going somewhere together, let your teen drive.
This is a great time for you to evaluate their driving progress and to discuss safe driving habits. Make sure your teen is following the rules you’ve set.

Finally, be empowered.
Driving—for everyone, teen and adult alike—is a privilege, not a right. If your teen is having a difficult time following the rules, it may be time to take away the keys and review the basics. Safe teen drivers can mean the difference between life and death — for themselves, their passengers, and all other road users. 

What To Do If You Are In A Car Accident While Traveling In Florida

1. Call the police and file a report
2. Swap information (including any insurance info they may have)
3. Gather details
4. Take pictures
5. Gather contact information of any witnesses
6. Seek medical care immediately for any injuries – no matter how minor you think they might be.

GET MORE HELPFUL INFORMATION ON WHAT TO DO AFTER AN ACCIDENT HERE AT OUR “Car Wreck Checklist” >

 

Joe Zarzaur is a Board Certified Civil Trial Attorney whose firm is dedicated to promoting community safety since 2007. ZARZAUR LAW’S AREAS OF PRACTICE: Serious Personal Injury, Product Defect, Auto Accidents, Cycling Accidents, Motor Vehicle Accidents, Products Liability, Wrongful Death, Community Safety, Boat and Jet Ski Accidents, Slip and Fall Injuries, and more. Licensed in Alabama and Florida.

If you’ve been injured in a car accident, it’s important that you don’t make any rash decisions. Put yourself in the best possible position to receive the justice you deserve. It is also important to consult with a Board-Certified Trial Lawyer who has the knowledge and experience to help you. We know accidents can be stressful and want to make the process as easy as possible for you. Call Zarzaur Law, P.A. today at (855) Hire-Joe, or by requesting a free case review through our website.

Sources:

https://flteensafedriver.org

https://flteensafedriver.org/safe-driving-tips-for-parents/

https://www.transportation.gov

https://www.trafficsafetymarketing.gov/get-materials/teen-safety/national-teen-driver-safety-week