Florida Car Insurance 101: Part 4 – Why Does It Matter If You Elect To Purchase Stacked Uninsured Motorist Coverage?

According to the Insurance Information Institute, Florida is the sixth-highest state with the most uninsured drivers, at 20.4 percent. Uninsured (UM) and underinsured (UIM) motorist insurance kicks in to cover the costs of being involved in a car accident when…

Florida Car Insurance 101: What Is Property Damage Liability Coverage?

Florida law requires that each driver purchase at least $10,000 of property damage liability coverage. This is the coverage that will pay for the damage to another’s car in the event that you are at fault in a collision. Even…

Liability in Lending Out Your Car

Did you know car insurance follows the car, NOT the driver? If you decide to lend out your car, your car insurance acts as the primary coverage and the driver’s insurance (if they have any) acts as the secondary or…