Tag Archives: Road Rage

5 Things the Insurance Adjuster Will Not Tell You After A Car Wreck

Insurance Adjuster Should Tell You

 

 

You have been in a car accident, caused by the inattention and negligence of another driver. Unfortunately, this happens much too often in our busy society. The roads are filled with inattentive, distracted drivers and with cell phones, GPS, and other devices, and this is only getting worse.

This can be a stressful situation and dealing with insurance adjusters can often make it worse. There are certain basic facts you must understand to protect your rights in this situation.

You Don’t Have to Give A Recorded Statement To The Opposing Insurance Adjuster

While you must certainly report the claim and give a description to your own insurance company, the converse is not true when dealing with an adjuster working for the person that caused your damage. There is no contractual or legal obligation to give such a statement. If you hire an experienced trial lawyer to handle your claim, he or she may allow this, but you certainly have no obligation to give such a statement, despite what the opposing insurance adjuster may tell you. In fact, pressure to do this may be a “red flag” that you need to consult a lawyer.

You Can Choose the Auto Repair Shop

Insurance adjusters may ask, or tell you, to use a certain auto repair shop. There is no legal obligation to do this, and if you prefer another shop, feel free to use it. While the recommended shop may well be qualified, and do very good work, keep in mind that the repair facility is your choice. If you are not familiar with the shops in your area, talk to friends or acquaintances or do some internet research before you choose. But remember, it’s your choice.

The Job of An Insurance Adjuster Is to Settle Your Claim as Cheaply as Possible

Let’s get this straight, the insurance adjuster is not your friend. Despite effective advertising to the contrary, the job of an adjuster is to settle a claim as cheaply as possible. While many adjusters are genuinely nice, friendly people, they are your adversary in a car claim against their insureds.

You Don’t Have to Take the First Offer

As stated above, the goal of an adjuster is to settle your claim as cheaply as possible. In most circumstances, they will make a very low offer to settle your claim, whether you are represented or not. They are trained negotiators, and most are not candid about what the claim is worth, or how much “authority” they have to settle for a claim. In certain cases, the first offer may be reasonable or be the full amount of the policy limits, but this is very rare. A board-certified lawyer will have many years dealing with these tactics and can give you the best advice on offers and the value of your case.

You Should Consult with An Attorney

If you were injured as a result of a car crash, you should not be at the mercy of the opposing adjuster. You should consult an experienced personal injury lawyer.it costs nothing to consult with the most experienced lawyers. If they take your case and settle your case, you will owe a fee, but otherwise, there is no obligation. Why not consult with an lawyer?

The insurance adjuster will tell you that you do not need a lawyer, it will cost you more than it is worth, and that they will be rare. Don’t fall for this strategy. They do not have your bests interests at heart, and only want to settle as cheaply as possible. You have an absolute right to consult with an lawyer, and you should consult with an experienced lawyer to get the best advice.

Only one percent of Florida lawyers have this certification. Two out of three of the lawyers on staff at Zarzaur Law, P.A. are Board Certified in Civil Trial.

So, when potential clients ask us about whether or when to hire a lawyer after an accident, we remind them that only a Board-Certified civil trial lawyer is a specialist in this area of the law. Since all injury lawyers have the same “no fee no cost unless you win” payout structure, there is no reason to hire someone who is not a specialist.

Joe Zarzaur is a Board Certified Civil Trial Attorney whose firm is dedicated to promoting community safety since 2007. ZARZAUR LAW’S AREAS OF PRACTICE: Serious Personal Injury, Product Defect, Auto Accidents, Cycling Accidents, Motor Vehicle Accidents, Products Liability, Wrongful Death, Community Safety, Boat and Jet Ski Accidents, Slip and Fall Injuries, and more. Licensed in Alabama and Florida.

If you’ve been the victim of an accident, it’s important that you don’t make any rash decisions. Put yourself in the best possible position to receive the justice you deserve. It is also important to consult with a Board Certified Trial lawyer who has the knowledge and experience to help you. We know accidents can be stressful and want to make the process as easy as possible for you. Call Zarzaur Law, P.A. today at (855) Hire-Joe for a free legal consultation or visit www.zarzaurlaw.com.

Sources:

What Types of Damages are Available in a Car Accident Case?

What Is UM Coverage And Why Is It Important?

https://www.flhsmv.gov/insurance/

The Dramatic Increase in Road Rage Car Wrecks

In modern society, there has been a startling increase in road rage incidents. These incidents include vehicle crashes, violent attacks, and significant stress on the criminal justice system. In this blog, we will look at the statistics and discuss how best to protect yourself if you are the victim of a road rage incident.

 

What is Road Rage?

Road rage is generally defined ass aggressive behavior while driving. This can be in the form of rude gestures, tailgating, brake checking, honking, swerving, and more. It can include more aggravate acts such as physical attacks and intentional crashes. In the United States, road rage is the cause of approximately 30 murders each year. Cases involving guns and road rage have been increasing each year. It has been estimated that 8 in 10 Americans are involved in road rage each year.

More ominously, certain statistics show that one in three-vehicle crashes involve some form of road rage. This can include crashes caused by illegal maneuvers, intentional speeding in dangerous areas, tailgating and aggressively changing lanes without signaling.

Road rage can be habit-forming, almost addictive. Studies show that the average “road rager” has engaged in such behavior over 25 times. This means that the behavior can lead to a vicious cycle, which is very dangerous.

 

Road Rage Behaviors Include:

– Excessive yelling, cursing, and offensive gesture directed at another driver
– Intentionally crashing the car into the victim’s car
– Tailgating
– Honking excessively and flashing lights
– Throwing objects at the other vehicle
– Attempting to run the other person off the road
– Firing a gun at the other vehicle.
– Aggressive driving

 

How to Avoid Road Rage

While exposure to some road rage is inevitable on our crowded highways, there are certain actions you can take to avoid being a victim.

– Never return rude gestures in kind
– If a driver is displaying road rage behavior, let them drive ahead of you in traffic
– Change lanes (SAFELY) if you are being tailgated
– If things get particularly bad or you feel threatened, call law enforcement as soon as possible
– DO NOT STOP, as this could lead to a fight

 

Consequences of Road Rage

As previously mentioned, road rage can lead to car crashes, property damage, personal injury, and death. According to NHTSA, road rage-related deaths have increased over 500 percent in the last decade. Cases involving guns have doubled in the last few years, probably due to the prevalence of guns in our society. This has led t serious injury and death. In addition, it is estimated that at least 20 percent of all fatal car crashes were caused by aggressive driving.

Because of this, insurance rates may increase substantially in areas with excessive road rage incidents in areas where there are more such behavior and more crashes, the insurance companies will raise automobile insurance rates to reflect the increased costs of such behavior. This behavior costs responsible and good drivers millions of dollars every year.

 

Injuries Involving Road Rage and What You Should Do

The statistics show that many people are injured as a result of road rage, or aggressive driving. Most automobile liability policies exclude intentional behavior from coverage. This means that if you are injured as a result of road rage, the responsible driver’s insurance may not provide coverage to compensate you for your injuries. An experienced trial lawyer can guide you through this process, and make sure there is no improper denial of coverage.

Even if there was intentional action, and an insurance company denies coverage, your own uninsured motorist (UM) coverage may compensate you for your injuries. This is a complex area of the law and requires the advice of an experienced trial lawyer.

Joe Zarzaur is a Board Certified Civil Trial Attorney whose firm is dedicated to promoting community safety since 2007. ZARZAUR LAW’S AREAS OF PRACTICE: Serious Personal Injury, Product Defect, Auto Accidents, Cycling Accidents, Motor Vehicle Accidents, Products Liability, Wrongful Death, Community Safety, Boat and Jet Ski Accidents, Slip and Fall Injuries, and more. Licensed in Alabama and Florida.

If you’ve been the victim of an auto accident, it’s important that you don’t make any rash decisions. Put yourself in the best possible position to receive the justice you deserve. It is also important to consult with a Board Certified Trial lawyer who has the knowledge and experience to help you. We know accidents can be stressful and want to make the process as easy as possible for you. Call Zarzaur Law, P.A. today at (855) Hire-Joe for a free legal consultation or visit www.zarzaurlaw.com.

Sources:

https://driversed.com/trending/wake-up-call-7-shocking-road-rage-statistics-you-didnt-know

https://policyadvice.net/insurance/insights/road-rage-statistics/