Don’t Think You Need UM Coverage In Florida? Here’s Why You Need It.

We have written and spoken at some length about the necessity of purchasing uninsured motorist coverage (UM coverage). The basis for this advice is that most drivers in Florida have only the minimum required insurance. This means that most drivers…

Thinking About An E-Bike? Safety Tips And Florida Laws You Need To Know.

E-bikes and e-scooters are increasingly popular options for commuting, running errands, and recreation. Unfortunately, this rise in popularity has led to a corresponding rise in serious accidents and injuries. At least 119 people died while riding electric scooters or e-bikes…

What Is A Safe Following Distance?

by Smart Motorist While everyone on the road should (in theory) have a valid driving license, unfortunately, not everybody has the same level of skill behind the wheel. Nobody wants to be involved in a crash, so let’s look at…

What Are the Statute of Limitations in Florida Personal Injury Cases?

UPDATED AS OF MARCH 24, 2023 – READ ARTICLE ON NEW LAW PASSED BY GOVERNOR RON DESANTIS – House Bill (HB) 837 The statute of limitations in Florida is a law that restricts how long someone has to sue another…

How Do Policy Limits Affect Your Car Accident Injury Case?

All car insurance policies have a “policy limit,” which is the maximum amount the carrier will pay for an accident. In Florida, you cannot seek additional compensation from an insurance company beyond what the at-fault driver’s policy limits state. Insurance…

What Happens If the Driver Who Hit You Leaves the Scene of the Accident? 

From year to year, Florida has seen the amount of hit-and-run crashes remain steady, with nearly 25 percent of all crashes involving a hit-and-run. In just the last year, hit-and-run crashes resulted in 266 deaths and over 1,000 serious injuries….