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In 2023, Florida recorded approximately 400,000 car accidents, highlighting the state’s alarming status as one of the most dangerous places to drive in the country. What is an even bigger concern is that Florida operates as a no-fault state, imposing…

Whether your insurance policy is governed by a no-fault or an at-fault regime can have a direct and significant impact on how your claim is handled and the possible compensation that you may receive after being injured in an automotive…

As the owner of a vehicle, you should be aware that you can be liable for a car accident, even if you are not the one driving.  Adult Child On Your Insurance Policy Let’s say you purchase a car for…

We have written and spoken at some length about the necessity of purchasing uninsured motorist coverage (UM coverage). The basis for this advice is that most drivers in Florida have only the minimum required insurance. This means that most drivers…

Personal injury protection (PIP) is primarily designed to ensure that an injured driver is not left without financial recourse when in an accident with an uninsured driver. Florida Insurance Requirements: A minimum of $10,000 PIP and $10,000 property damage liability insurance…

Being in a car accident in Florida can be frightening and even life-changing. After you have determined your injuries and damages to your vehicle and contacted an attorney, etc., the next scary and valid concern is “Will my insurance rates…