Florida Car Insurance 101: Part 4 – Why Does It Matter If You Elect To Purchase Stacked Uninsured Motorist Coverage?

According to the Insurance Information Institute, Florida is the sixth-highest state with the most uninsured drivers, at 20.4 percent. Uninsured (UM) and underinsured (UIM) motorist insurance kicks in to cover the costs of being involved in a car accident when…

You’ve Been Hit By An Uninsured Driver – What Do You Do?

It is a common situation here at Zarzaur Law, P.A. A client is seriously injured in a car accident, that was not their fault, and has significant ongoing problems and medical treatment. Perhaps they cannot work or carry on the…

What Is A Full Coverage Policy In Florida?

In 2023, Florida recorded approximately 400,000 car accidents, highlighting the state’s alarming status as one of the most dangerous places to drive in the country. What is an even bigger concern is that Florida operates as a no-fault state, imposing…

Don’t Think You Need UM Coverage In Florida? Here’s Why You Need It.

We have written and spoken at some length about the necessity of purchasing uninsured motorist coverage (UM coverage). The basis for this advice is that most drivers in Florida have only the minimum required insurance. This means that most drivers…

Thinking About An E-Bike? Safety Tips And Florida Laws You Need To Know.

E-bikes and e-scooters are increasingly popular options for commuting, running errands, and recreation. Unfortunately, this rise in popularity has led to a corresponding rise in serious accidents and injuries. At least 119 people died while riding electric scooters or e-bikes…

Florida Car Insurance 101: Yes, It’s Legal For A Florida Resident To Register And Drive A Car That Has Zero Insurance For Your Injuries Caused By Their Car?

Wait, Are You Saying That It’s Legal For A Florida Resident To Register And Drive A Car In Florida That Has Zero Insurance For Injuries Caused By Their Car? The short answer is YES! So What Is Required? That is…